How to convert Ethereum to cash — ETH to fiat guide 2026
Convert ETH to Cash without bank delays, no KYC for Standard. Virtual Visa, global ATMs, Apple Pay.
Problems with traditional methods
- ETH→fiat exchanges restrict by jurisdiction
- Gas fees on Ethereum withdrawal
- Volatility risk during sell-to-cash transition
- Tax events on each conversion
How it works with REX Card
- Open @REXchangeBot in Telegram and tap /start. Your account is created in seconds — no KYC for Standard or Freedom tiers.
- Choose 'Top up' and select ETH. You'll get a personal deposit address.
- Send ETH from any exchange or wallet to that address. Balance credits within 1-15 minutes.
- Order your virtual Visa card from the menu — $50 for Standard, $125 for Freedom. Paid from your ETH balance.
- Add the card to Apple Pay or Google Pay. Now you can spend, withdraw Cash at ATMs, or pay online — anywhere Visa is accepted.
Limits and fees
| Tier | Cost | Daily limit | Fee | KYC |
|---|---|---|---|---|
| Standard | $50 (one-time) | €1,000 | 0.5% | Not required |
| Freedom | $125 (one-time) | €25,000 / €3,000 ATM | 0.3% | Not required |
| Credit | $5,000 (deposit) | €25,000 prefunded | 0.3% | Required |
FAQ
Is it safe to convert ETH to Cash via REX?
Yes. REX doesn't store your private keys — balance is protected by a PIN. The card operates over Visa protocol, same security as a regular bank card. Deposits are confirmed on-chain.
What are the limits on ETH conversion?
On Standard tier ($50, no KYC) — €1,000/day. On Freedom ($125) — €25,000/day for online spending, €3,000/day for ATM withdrawal. No monthly fees.
What's the fee?
Standard: 0.5% per transaction. Freedom: 0.3% per transaction. Conversion at market rate — no hidden FX margin.
How long does ETH deposit take?
ETH deposits credit to your balance within 1-15 minutes (depending on network). After that, balance is immediately available for card spending — no extra delay.